Start up Contest

The FinTech 2016 contest winners became:

1st place

Oz Photo Expert company

Prize - 3 million rubles and mentoring support from Michael Ehrenburg, senior vice president of Sberbank for the development of digital business.

Identification of the fact and area of forgery in digital images and document scans + biometrics + neural networks. Software + forensic support services. Reduces the risks of companies and identifies scammers. Target audience: finance, insurance, electronic document management, media, payment system B2B2G

2nd place

Company Farzoom

The prize - 2 million rubles and mentoring support from Victor Remsha, the founder and chairman of Finam Investment Holding.

Farzoom creates IT solutions for the development of banks. Our clients are banks that want to sell more, make decisions faster and take on only weighted risks. We are building an application store for banks to facilitate the introduction of new technologies.

3rd place

Brainysoft Company

Prize - 1 million rubles and mentoring support from Alexander Galitsky, managing partner of venture capital fund Almaz Capital Partners.

As a participant in the Fintech project of the Skolkovo IT cluster, Brainysoft implements the tasks of creating a cloud platform for automating the activities of microfinance organizations and credit cooperatives and developing multi-functional web-applications (SaaS).

The FinTech 2016 contest winners


The machine builds a distributed micro-payment platform for the Internet of Things(IoT), which helps developers to implement meaningful Internet open-source scenarios quickly, based on distributed communication, blockchain and cryptocurrency.


Establishment of an MFO (microfinance organizations) with completely remote work with clients, specializing in "loans to salaries"


Online BI-service, which allows for two clicks to create a financial model of business, from calculating the cost of business, to sensitive and probabilistic analysis.


The system selects a loan instrument for the borrower, conducts a preliminary scoring of the borrower on the parameters of the financial condition and relative to the job market. Then he compares with the requirements of the bank for obtaining a loan and provides a request from the borrower with a full package of documents and a completed application to 3 banks that make the final offer on percent and conditions.


A mobile game that teaches adults and children to save money + a gambling piggy bank, which helps each day to save small amounts (from 50 to 500 rubles). - the world's first virtual bank, all the interaction with which occurs in Telegram (in the plans of Facebook and other messengers).


Entrepreneurs receive financing for business development or debt reduction. Creditors invest in the real sector of the economy profitable and simple. We make the process convenient, assess risks and accompany return of loans

BI-BL Service

Online service by means of which any Winner of the tender procurement can receive operational financing to execute the tender, and the Investor - to realize short-term investments with high income and the lowest financial risk


Cloud service and infrastructure solution for secure storage and information exchange with the ability to conduct crypto operations remotely, use cloud signatures (GOST and RSA), and a flexible API for integration with other web services.


Service for automatic creation of personal financial plans in 15 minutes,  based on the questionnaire with built-in marketplace. We help to buy an apartment, close loans, save up to 2 times faster due to competent planning.


Development of a mobile application, as well as back-end for remote opening of accounts by individuals and online purchase of bonds on IIS

Smart Security

Biometric platform of user  identification by its behavioral parameters.  Non-binary method of authorization and user identification throughout the entire user session. An additional level of security for users.


Inexpensive online booking office and online accounting service with export to 1C. The cash desk program is installed on the android tablet and connects to popular hardware models (receipt printers, fiscal, etc.)

Reputation Verify

The verifier of physical contracts, using the technology "blockchain", with the subsequent possibility of influencing the reputation of the counterparty.