User Agreement

1. General Provisions

This User Agreement (hereinafter referred to as the Agreement) shall regulate relations on the use of information and other materials posted on the website www.finopolis.ru, which may arise between MAXIMICE LLC (OGRN / Primary State Registration Number 1067760856723, INN / Taxpayer Identification Number 7704628250, registered address: 40/2 Prechistenka str., unit 1, Moscow, 119034, Russia; hereinafter referred to as the Website Administrator, MAXIMICE LLC) and any person who has accepted the terms and conditions of this Agreement (hereinafter referred to as the User), hereinafter jointly referred to as the Parties, and individually as a Party.

In accordance with Article 437 of the Civil Code of the Russian Federation, the Agreement is a public offer, and the commission of actions provided for in this Agreement shall mean the acceptance of its terms and conditions.

2. Terms and definitions

Acceptance means full and unconditional acceptance by the User of the terms and conditions of this Agreement, expressed in the User performing one of the following actions: browsing the Website, clicking on any active button located on the Website, filling out any forms posted on the Website, downloading and/or viewing the Website Materials.

Website means a set of web pages hosted on a virtual server and forming a unified structure located on the Internet at www.finopolis.ru; the actual administration and maintenance of that set of web pages shall be carried out by the Website Administrator.

Materials, Website Materials mean any information posted on the Website regardless of its form (graphic, text, audiovisual, etc.) and forming its content.

Use of Materials means reproduction, distribution, public display, broadcasting, cable communication, translation, processing, making available to the public and other methods of use provided for by the current legislation of the Russian Federation.

3. Subject of Agreement

3.1. This Agreement shall define the conditions and procedure for the use of any Materials and other results of intellectual activity posted on the Website, the responsibility of the Parties, as well as other issues pertaining to interaction between the User and the Website Administrator.

3.2. By accepting the terms and conditions of the Agreement by means of Acceptance, the User confirms they are fully familiar with the terms and conditions hereof and accept them unconditionally and in full, as well as undertake to comply with them with due regard for the provisions of the current legislation of the Russian Federation.

3.3. The Agreement shall take effect from the moment of the User's acceptance of its terms and conditions. The Agreement may be amended by the Website Administrator without them sending any special (prior or subsequent) notification to the Website User. The new version of the Agreement shall take effect from the moment it is posted on the Website.

3.4. The Website Administrator has all the necessary rights to the Website Materials sufficient to grant the rights to and establish the conditions for their use hereunder.

4. Procedure for using Website Materials

4.1. Any Materials posted on the Website are subject to copyright. The rights of the Website Administrator and third parties to the specified Materials are protected by the legislation of the Russian Federation. The User shall be obliged to use the Website Materials without violating the property and/or personal non-property rights of third parties, the Agreement provisions, as well as the prohibitions and restrictions established by the legislation of the Russian Federation, including, but not limited to: copyright and related rights, rights to trademarks, service marks and names of places of origin of goods, rights to industrial designs, and rights to use images of citizens.

4.2. The Materials include the following trademarks: FINOPOLIS (Certificate No. 602669), copyright holder: Central Bank of the Russian Federation (Bank of Russia); MAXIMICE (Certificate No. 451185), copyright holder: MAXIMICE LLC. The above-specified trademarks are the intellectual property items protected in accordance with the legislation of the Russian Federation. Trademarks of other partner organizations posted on the Website may be used only by agreement with these organizations.

4.3. The use of MAXIMICE LLC Materials free of charge:

4.3.1. Any Materials may be used free of charge without the written consent of the Website Administrator, provided that the User is an individual and such use is carried out exclusively for personal purposes.

4.3.2. The use of information text Materials by religious and charitable organizations, as well as by educational institutions of any kind on a free-of-charge basis is possible only upon the written permission (consent) of the Website Administrator.

4.3.3. The news Materials may be used free of charge by any User without obtaining a corresponding written permission (consent) from the Website Administrator, provided these Materials are not the core content of the product in which they are used (as part of other materials or results of intellectual activity). This means that in addition to news Materials, the User’s resources must contain additional content (original content or content from other news resources that do not belong to the Website Administrator).

Moreover, the User shall be obliged, in each case of using news Materials, to provide a link (hyperlink) to the Website, thus marking it a primary source of such news Materials, given clause

4.6 of the Agreement.

4.4. Other types of use (except for the cases specified in clause 4.3 of the Agreement):

4.4.1. Any commercial use of the Materials, including the trademarks specified in clause 4.2 of the Agreement, shall be carried out exclusively based on the agreements concluded in writing. The use of Materials to the extent and for the purposes not provided for in the specified agreement concluded between MAXIMICE LLC and the User, as well as without such an agreement, shall not be allowed.

4.4.2. Should a necessity to use the Materials arise, the User must obtain a written permission (consent) from the Website Administrator to use such Materials on a reimbursable basis. The remuneration for granting the right to use any of the Materials shall be agreed upon by the Parties in each specific case.

4.4.3. Should a necessary to use the Materials owned by third parties arise, the User shall be obliged to contact the copyright holders of such Materials.

4.5. Any use of the Materials posted on the Website and owned by MAXIMICE LLC or other third parties that is not expressly provided for in this Agreement or an agreement with these third parties shall be prohibited.

4.6. When using the Materials for any purpose other than personal purposes, the User shall be obliged to provide a link to the Website as follows:

4.6.1. For printed publications or other information formats stored on tangible media, the User shall be obliged to indicate the source in each case of the Materials usage - the website of the Forum of Innovative Financial Technologies (www.finopolis.ru).

4.6.2. For the Internet or other information formats used electronically, the User shall be obliged to place a hyperlink to the Website - the website of the Forum of Innovative Financial Technologies (www.finopolis.ru) - in each case of the Materials usage.

4.6.3. The links or hyperlinks specified in clauses 4.6.1 and 4.6.2 of the Agreement must be placed by the User at the beginning of the text Material used, as well as directly below the audio, video, photographic, graphic or other Material used.

4.6.4. The use of Materials obtained from secondary sources and posted on the Website with a reference to such a source must be carried out by the User only by providing a link to these sources.

4.7. When using the Materials, processing of their original text is not allowed. Any reduction of the Material is possible only if this does not entail a distortion of its meaning. Otherwise, the Users shall be solely responsible for distorting the meaning of the Materials.

4.8. When using information and news Materials, the Users shall be prohibited from indicating on their websites and in RSS feed the release time of information and news Materials that is identical to or preceding the time of their release on the Website.

5. Liability of the Parties

5.1. Any unlawful use of the Website Materials shall be deemed violation of the rights of MAXIMICE LLC and/or third parties and shall entail criminal, civil and other liability provided for by the current legislation of the Russian Federation.

5.2. If claims are made against the Website Administrator by any third party which rights are violated by the User’s unlawful actions, as well as in case of receiving orders, warnings and other acts issued by authorized government agencies, or should the Website Administrator be involved in litigation as a result of the User’s unlawful actions, the User shall undertake (upon the corresponding written request) to compensate the Website Administrator for all losses incurred, including payment of any and all costs associated with such a claim or act.

5.3. The Website is provided to the User as is, without warranty obligations or any obligation pertaining to defect elimination, operational support or updates.

6. Miscellaneous

6.1. For any questions related to this Agreement and the use of Website Materials, the User has the right to contact the Website Administrator at orgcommittee@finopolis.ru

6.2. Any and all disputes arising from this Agreement shall be settled by the Parties by means of negotiations using the email address specified in clause 6.1 hereof.

6.3. Should the Parties fail to resolve any disagreements that have arisen, the dispute shall be resolved in court at jurisdiction of the Website Administrator in accordance with the legislation of the Russian Federation; in this case, a pre-action letter is obligatory. The receiving Party shall have 10 (ten) business days to respond to the letter.